Paga, Nigeria’s pioneering fintech company, in partnership with PayPal, the global payments and commerce platform, has announced the launch of live account linking for customers across Nigeria. The development allows users to connect their PayPal accounts directly to Paga’s digital wallet, creating a new pathway for accessing cross-border payments and withdrawing funds locally in Naira.
With the integration now active, Nigerians can receive international payments from PayPal-supported markets, shop with global merchants, and manage their PayPal balances within the Paga ecosystem. This makes it easier for individuals and businesses to bridge global earnings with everyday local spending.
The collaboration also opens new opportunities for Nigerian merchants and entrepreneurs to reach PayPal’s global network of more than 400 million users worldwide, helping them expand their customer base and grow their businesses beyond national borders.
Through Paga, users can withdraw PayPal funds for daily financial needs, including transferring to local bank accounts, paying bills, spending via cards, or settling payments with merchants within the Paga platform. The partnership is positioned as a boost to Nigeria’s financial services ecosystem, encouraging cross-border commerce, supporting small business growth, and strengthening the country’s digital economy.
Commenting on the launch, Tayo Oviosu, Founder and Group CEO of Paga, said the integration was designed to make global funds more accessible to Nigerians. He noted that freelancers, online businesses, and consumers shopping internationally can now receive and use their money locally through a simple and secure process tailored to the market.
Otto Williams, Senior Vice President, Regional Head and General Manager of PayPal Middle East and Africa, added that PayPal’s focus on working with local innovators like Paga reflects its commitment to helping Nigerians earn, spend, and grow. He said the collaboration supports local innovation, advances financial inclusion, and enables more people and businesses to participate confidently in the digital economy.
Nigeria’s digital payments market continues to grow rapidly, with transaction values reaching ₦657.8 trillion in 2023 and more than 30 million active mobile wallet users, according to a 2024 report by Novatia Consulting. The figures highlight the rising demand for seamless digital and cross-border payment solutions.
With over 21 million users and a rapidly expanding API infrastructure, Paga is positioned to scale PayPal’s services nationwide. By leveraging its local settlement network, digital wallet, and Visa card integrations, the company aims to provide a secure and trusted channel for both consumers and businesses to access cross-border digital payments.
To access PayPal services via Paga, users can log in to the Paga mobile app or website, link their PayPal account, and begin receiving international payments into their Paga wallet. Funds can then be used to pay bills, transfer to local bank accounts, or shop online.